Frequently Asked Questions

Use our advanced search filters on the Properties page. You can filter by location, price range, property type, number of bedrooms, and specific amenities. Our AI-powered search also provides personalized recommendations based on your preferences and browsing history.

Required documents include: Valid ID or passport, proof of income/employment, bank statements (3-6 months), down payment proof, and legal representation letter. For foreigners, additional documentation may be required including residence permits or investment certificates.

Yes! You can schedule viewings directly through our platform. We also offer virtual tours and video calls with property agents. Many listings include 360° virtual tours that you can explore from home before scheduling an in-person visit.

Our AI analytics provide detailed investment scores based on location amenities, market trends, price history, and growth potential. Look for properties in developing areas with good infrastructure, proximity to schools/hospitals, and strong rental demand indicators.

Our partner banks offer various mortgage products with interest rates ranging from 18.5% to 25%. Loan-to-value ratios up to 80% are available, with terms from 15-25 years. We work with GCB Bank, Ecobank, Fidelity Bank, Standard Chartered, and ADB Bank.

Typically, you'll need a minimum 20% down payment. However, some banks may accept as low as 10% for qualified applicants. Our mortgage calculator can help you determine exact amounts based on your chosen property and preferred loan terms.

Yes, but with additional requirements. Foreigners typically need higher down payments (30-40%), proof of Ghana-based income or substantial international income, valid residence permits, and may face higher interest rates. Our financial advisors can guide you through the specific requirements.

Budget for legal fees (1-3% of property value), stamp duty and registration fees, property inspection costs, mortgage arrangement fees, insurance premiums, and valuation fees. Total additional costs typically range from 5-8% of the property value.

Essential documents include: Title Deed/Indenture (proves ownership), Site Plan (property boundaries), Building Permit (construction approval), Tax Clearance Certificate, and Zoning Certificate. Always have these verified by qualified legal counsel.

Conduct a land search at the Lands Commission, verify title deed authenticity, check with traditional authorities, confirm no outstanding disputes, and hire qualified legal representation. We can connect you with trusted legal partners for thorough verification.

Absolutely! Ghanaian law requires legal representation for property transactions. A qualified property lawyer will conduct due diligence, verify documents, handle registration, and protect your interests throughout the process. Never attempt to buy property without proper legal counsel.

The process involves: document verification, property inspection, purchase agreement signing, payment arrangements, deed preparation, registration at Lands Commission, and title transfer. The entire process typically takes 4-8 weeks with proper legal guidance.

Top investment areas include East Legon (8-12% annual appreciation), Airport Hills (modern infrastructure), Cantonments (diplomatic area), Labone (beachfront), and emerging areas like Kasoa and Pokuase for high growth potential. Consider proximity to amenities and infrastructure development.

Kumasi offers strong rental markets due to universities and commerce. Tema provides industrial/port-related opportunities. Cape Coast has tourism potential. Takoradi benefits from oil industry activity. Consider local economic drivers and infrastructure when investing outside Accra.

Our AI analytics provide comprehensive area scores including proximity to hospitals, schools, shopping centers, and transportation. We also provide crime statistics, infrastructure quality ratings, and future development plans for each neighborhood.

Gated communities offer enhanced security, shared amenities, and consistent property maintenance but come with monthly fees. Individual properties provide more autonomy but require personal security arrangements. Consider your lifestyle preferences, budget for ongoing costs, and resale potential.

Our AI-powered valuation system analyzes recent comparable sales, current market conditions, property features, and location factors to provide accurate valuations. We also offer professional appraisal services for official valuations needed for legal or financing purposes.

We provide professional photography, virtual tours, online listing optimization, social media marketing, targeted advertising to qualified buyers, and agent networking. Premium packages include drone photography, staging consultation, and priority placement in search results.

Average selling time varies by location and price range: premium areas like East Legon (2-6 months), mid-range areas (3-8 months), emerging areas (6-12 months). Proper pricing, staging, and marketing can significantly reduce selling time.

Sellers typically handle property preparation, provide required documentation, pay real estate commissions (typically 5-10%), cover legal fees for deed transfer, and ensure property taxes are current. We provide detailed cost breakdowns during our initial consultation.

Contact us via: AI Chat Support (24/7 immediate assistance), Phone: +233 (0) 244 097 345, Email: support@ghanarealtyconnect.com, or visit our office. Our AI chatbot can handle most queries instantly and transfer you to human agents when needed.

Yes! Our property management services include tenant screening, rent collection, maintenance coordination, legal compliance, financial reporting, and emergency response. Ideal for investors who want hands-off property ownership with professional management.

We combine AI-powered property insights, comprehensive financial services, multilingual support, verified listings, professional legal partnerships, and innovative technology to provide the most complete real estate experience in Ghana. Our focus is on transparency and user empowerment.

Yes! All listings undergo verification including document checks, physical inspections, ownership confirmation, and legal clearance verification. We maintain high standards to protect buyers and ensure listing accuracy. Verified properties display our trust badge.